The Archive
Past Issues
62 editions of Banking Intelligence Daily, newest first.
IRDAI Proposals Shake Insurance Distribution; Banking Tech Risk Elevated
Insurance distribution models face a significant overhaul as the IRDAI's proposed commission caps spark market reaction and strategic reconsiderations.…
Global Market Jitters Spill Over: US Bond Yields Spike, Inflation Fears Mount
Today's financial landscape is marked by rising global bond yields and persistent inflation concerns, echoing through international markets. Back home,…
RBI Issues Caution on Loan Price Wars Amid Surplus Liquidity; Payments Sector Sees New Charges and Global Expansion
The banking sector is navigating a complex landscape marked by regulatory advisories and evolving payment dynamics. The RBI has cautioned banks against…
RBI Finalizes Basel III Market Risk Rules, Mandates FCNR(B) Disclosures, and Weighs HDFC Top Job Candidate
The Reserve Bank of India has issued final Basel III market risk capital requirements, set to take effect for commercial banks from April 2027. Concurrently,…
Banks to align project finance norms; HSBC expands India operations via FCNR funds
Indian banks are moving to standardize project finance lending to mitigate risk and reduce regulatory arbitrage, signaling a more unified approach to…
RBI Tightens KYC for Cooperative Banks; JioBlackRock CIO Sees Potential in Underperforming Indian Banks
The Reserve Bank of India has issued new directives updating Know Your Customer (KYC) requirements for Rural, Regional, and Urban Co-operative Banks, aiming…
RBI Issues KYC Amendments for Co-operative Banks; US Treasury Yields & Global Inflation Pressure Rate Outlook
Today's banking landscape sees key regulatory updates for co-operative banks from the RBI, enhancing KYC procedures for specific customer segments. Meanwhile,…
RBI Absorbs ₹2.25 Lakh Cr Via VRRR, Tightens NBFC Oversight Amid Rate Hike Pressure
The Reserve Bank of India has announced a significant Variable Rate Reverse Repo (VRRR) auction, absorbing ₹2.25 lakh crore from the system to manage…
Fed Hikes Rates by 25 bps, Signals Further Tightening Amid Inflation Concerns
The US Federal Reserve has raised interest rates by 25 basis points, the first hike in over three years, indicating more tightening ahead to combat persistent…
RBI Clarifies UPI MDR for Banks, Rupee Weakens on Oil and Global Yields
The Reserve Bank of India has supported the implementation of Merchant Discount Rate (MDR) for larger UPI transactions, aiming to ensure the long-term…
RBI Proposes Freezing Disputed Amounts in Cyber Fraud, Not Entire Accounts; Inflation Rises to 4.82%
The Reserve Bank of India has moved to streamline cyber fraud handling, proposing a framework to freeze only disputed amounts rather than entire accounts,…
Tata Sons IPO Mandate Reshapes SP Group Outlook, HDFC Bank Narrows CEO Search Amid Global Market Jitters
The RBI's rejection of Tata Sons' plea to remain private mandates a public listing, significantly improving the debt outlook for the Shapoorji Pallonji Group.…
RBI Governor Signals Further Liquidity Management as System Surplus Persists; HDFC Bank Nears CEO Succession
The banking system continues to grapple with surplus liquidity, prompting RBI Governor Sanjay Malhotra to reaffirm the central bank's readiness to utilize…
RBI to Drain ₹1 Lakh Crore via Bond Sales Amid Liquidity Surge; Draft SOP for Money Mule Holds Issued
The Reserve Bank of India announced measures to manage surging liquidity, including a ₹1 lakh crore bond sale, as FCNR(B) inflows drive a decade-high deposit…
Indian Banks Face Leadership Transitions Amid FCNR Deployment and Digital Adoption
The Indian banking sector is preparing for significant leadership changes, with several major banks slated for transitions through 2027. Concurrently, banks…
Fintech Innovation Dominates as RBI Addresses Emerging Risks, Rupee Pressured by Surging Crude
The Indian banking sector navigates a dynamic landscape today, marked by significant fintech advancements and evolving regulatory concerns. The Global Fintech…
Indian Banks Move to Refinance FCNR Funding Amidst FX Risk Concerns; Government Halts PSB PLI Scheme
Indian banks are actively seeking overseas funding, including dollar bonds and OFCBs, to refinance short-term loans tied to FCNR(B) deposits, a move critical…
Indian Banks Eye Global Debt Amid Regulatory Easing; NBFC Credit Growth Soars
Indian banks are increasingly tapping international debt markets, with several public and private lenders planning dollar bond issuances, spurred by eased…
RBI Navigates Liquidity Deluge; SBI Plans Expansion Amidst Dynamic Markets
The Reserve Bank of India is actively managing surplus liquidity, primarily driven by FCNR(B) inflows, with key auctions and potential policy adjustments on…
RBI Approves LIC's Stake in ICICI Bank; CBI Books Essel Group Chairman in LICHFL Case
The Reserve Bank of India has granted approval to Life Insurance Corporation of India (LIC) to acquire a significant stake in ICICI Bank, signalling potential…